It all adds up…

Hello Friends,

I’ve had a funny couple of days on the money front.  January and February are normally a bit tricky.  We have a number of large bills due: car insurance, gas and electricity for the winter quarter, breakdown insurance for the car and boiler and the phone (landline).  It takes careful planning and budget monitoring, and I don’t always do very well.

Yesterday I got home from work to find that B’s school had returned one of my cheques for a school trip – I had overpaid and they were returning the difference!

Today I got home to find a pile of bills on the doormat.  I opened them nervously but found that the both the breakdown insurance and the phone bill were £40 less than I had budgeted for.  The phone in particular was a big surprise as it felt like I had spent most of December on the phone to the car insurance company when we changed the car over.

The temptation, of course, is to rush out and spend this little windfall.  Not this time though, I’m putting it  into our everyday savings as I want to build this up again after buying the car.

 What do you do when you have a little windfall?  Do you spend or save?

Until next time, Tawney x


It all adds up… — 2 Comments

  1. How wise to save the windfall. I always assume that there will be an unexpected bill or similar every month and squirrel away as much as possible. There always seems to be one more jump in the Grand National and I very rarely finish up in profit – but trying is worth it.